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Enderas(micro credit) A service that allows individual telebirr customers get a micro credit service of

Sinq (micro Saving) Is an interest free or interest rate based micro saving financial service

TERMS AND CONDITIONS FOR THE OPENING AND USE OF telebirr ENDERAS SERVICE The Agreement This

SHURUUDAHA IYO AWAAMIRTA FURITAANKA IYO ISTICMAALKA ADEEGGA MAALIYADA SHIRKADAHA YARYAR /MAKROGA/ Heshiiska Heshiiskani waxa uu

TERMS AND CONDITIONS FOR THE OPENING AND USE OF SINQ SERVICE The Agreement This Agreement

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